Frequently Asked Questions

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Financial plans allow you to prepare for things like your child's education, your retirement, or big/unexpected life changes.

There are investment strategies that can give you a lifetime income as well as an increasing income to keep pace with inflation. Ask me how.

It should start with your goals and objectives, and from there we will build an investment portfolio, retirement and tax planning, as well as insurance needs.

There are products that can give you a 0% floor to not lose any money, but will limit your upside.  There are also products that can give you a 10%, 15% or 20% downside protection to the market. Ask me if they fit into your plan.

You should meet with us to review your plans every five years, or before any major life transition.

You can create and fund a trust.  You can add PODs and TODs to accounts and make sure beneficiaries are updated. Contact me for a brochure about additional ways.

Social Security benefits are considered a "pay as you go" system.  This means that Social Security taxes collected from today's workers goes to pay for today's retirees.  Ask me for more information as I have a great brochure.

Roth IRA versus Traditional IRA; Pension versus 401K; Monthly alimony or lump sum.  Ask me about a Divorce Checklist to help you through.

Settling an Estate can be time consuming and overwhelming.  Did your heir have a will or a trust?  Contact me for a great Checklist to help you through this time.

Make sure you notify all financial and insurance companies on the move.  Contact me for a great checklist

Know your 401K rollover options, health insurance, budget, and goals.  Ask me for a checklist to give you ideas